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Help pave your company’s road to success by developing a proactive and purposeful business plan to address your common workplace needs. Our goal is to provide you with consultation services that deliver comprehensive, case specific strategies to help manage your concerns and increase the efficiency of your business. Our business planning concentrations include:
Proper legacy planning and preservation is a cornerstone of any successful retirement plan. It helps ensure your wishes will be respected and your loved ones are taken care of. Legacy Planning is a multifaceted process that can be used for a variety of purposes, from helping to preserve your assets for future use, to transferring your wealth. It requires a coordinated approach that our firm is uniquely positioned to provide. We help outfit your legacy plan with the insurance products it needs to protect you and your family. From the conservation of your assets to the transfer of them, comprehensive legacy planning ensures the management of your funds will be dictated by your wishes throughout your life. There are many strategies and tools that can be utilized to help safeguard your wealth and make sure it is effectively transferred.
Achieving your retirement goals doesn’t happen by accident. In fact, for most retirees, it doesn’t happen at all. According to Statistic Brain, 5 out of every 100 people who start working at the age of 25, will be financially independent and have a work-optional lifestyle by the time they are 65 years old. What happens to the other 95%? Those that make it to retirement age will either still be stuck in the workforce or dependent on government programs, friends, relatives, or charity. This doesn’t happen because people have plans that fail. This happens because people fail to plan. Just as you can’t plot a route without knowing its destination, you can’t plan for retirement without knowing what you want it to look like. Everyone wants to be successful, but most people don’t realize accomplishing this feat is entirely up to them. Our purpose at Classic Financial is to make your retirement goals a reality. Each journey is unique, so no matter what stage you’re in, we’ll help you along the way.
Perhaps one of the most important steps in planning your retirement is determining your current and future tax liability and developing strategies that can help minimize your taxes. Taxation can have a large impact on the amount of wealth you will be able to transfer to loved ones. We will help ensure your retirement plan is tailored to utilize tax advantaged programs to maximize your wealth for generations to come.
Our proprietary financial planning software offers tax strategy reports and analysis that can minimize your tax burden and build a solid foundation, resulting in years of tax savings. If you are seeking advanced tax planning, our firm has access to unaffiliated third-party tax firms that offer the best possible support for all your retirement needs. If you already have a personal tax professional, we can also work in conjunction with them to provide tax reduction strategies.
*Classic Financial does not provide tax and/or legal advice, but will work with your attorney or independent tax or legal advisor.
Building Relationships Through Honesty, Integrity and Service
Vice President
Ellen is a native Californian and comes from a family of educators. She graduated from California State University, Northridge with a BA in Liberal Studies and an additional 30 postgraduate units in special education. Always interested in the business world, she incorporated her knowledge and background with children and was the Primary Director of a Resident and Day Camp in Malibu. Her leadership skills helped grow and organize the business to make it one of the most successful Children’s Camps in Southern California.
After a decade long career as an educator, her teaching credentials enabled her to help clients understand how to reach their financial goals. Ellen has been in the financial business since 1992 and has been working with Charlie for over 25 years. One of her priority roles with Classic Financial is to help clients better understand the programs and tools they implement to reach their financial goals. She has direct contact with every client and coordinates all quarterly, semiannual and annual reviews. Ellen is a member of the MDRT’s Quarter of the Table and has received numerous acknowledgments for her financial success and professionalism.
Charlie moved from New York to California in 1982 and began his career in the Financial Planning industry with Mutual of New York in Beverly Hills. In 1994, Charlie decided to extend his education and obtain his Certified Financial Planning designation. In addition to completing a comprehensive financial planning curriculum approved by the CFP Board, CFP® professionals are required to complete continuing education coursework. This includes a CFP Board-approved code of ethics course that sets forth their ethical responsibilities to the public, clients and employers. CFP® professionals must have a minimum of three years’ experience in the personal financial planning process prior to earning the right to use the CFP® certification marks.
Charlie has been helping individuals, business owners and health professionals reach their financial goals for over 30 years. In effort to provide clients with a more personalized and comprehensive approach, he began Classic Financial in 2000. Charlie is also an Investment Advisor Representative and Insurance Agent. He is a member of the MDRT’s Top of the Table and has been recognized several times for his financial aptitude.
